INSURANCE – Amends, repeals, and adds to existing law to establish the Idaho Travel Insurance Act.

H 644 establishes the Idaho Travel Insurance Act, creating a new regulatory framework for travel insurance sold to Idaho residents or covering travel within the state. The bill defines key terms (like "eligible group" and "travel administrator"), sets rules for premium taxes, sales practices, and policy standards, and repeals outdated sections of existing law. It directly affects travel insurance providers, producers, and consumers by requiring compliance with these new rules for policies covering Idaho residents. The law supersedes previous travel insurance provisions and aims to create a clearer, more comprehensive system for the industry.