H 38 Idaho House · 68th Legislature, 1st Regular Session (2025)

INSURANCE – Amends existing law to revise provisions of the Idaho Life and Health Insurance Guaranty Association Act.

This bill updates Idaho's insurance guaranty association rules to clarify who receives coverage when insurers fail. It revises eligibility for nonresidents (requiring insurer domicile and similar state associations) and adds specific rules for structured settlement annuities. Coverage now excludes certain reinsurance, self-funded employer plans, and claims based on marketing materials or side agreements. The changes prevent duplicate coverage across states and take effect July 1, 2025.
Bill status signed all 5 stages cleared
Introduction
Jan 2025
Committee Review
Feb 2025
House Passage
Mar 2025
Senate Passage
Mar 2025
Signed into Law
Mar 2025
Introduced Jan 22, 2025 Signed Mar 14, 2025
Floor votes · Senate Mar 5, 2025 · House Feb 12, 2025

How they voted

2013
Passed · 2 other
Total votes 35
Mar 5, 2025
D Democratic5
3 Yea 2
60% Yea
R Republican30
17 Yea 13 Nay
56% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
17
Key actions
7
Committee
3
Mar 14, 2025
Signed into law
Reported Signed by Governor on March 13, 2025 Session Law Chapter 60 Effective: 07/01/2025
lower
Mar 10, 2025
Upper · Passed
Signed by President; returned to House
upper
Mar 7, 2025
Lower · Passed
Reported Enrolled; Signed by Speaker; Transmitted to Senate
lower
Mar 5, 2025
Upper · Passed
Read third time in full – PASSED - 20-13-2AYES – Adams, Anthon, Bernt, Burtenshaw, Cook, Den Hartog, Foreman, Galloway, Grow, Guthrie, Harris, Lakey, Lent, Mathews(Rabe), Ricks, Semmelroth, Shippy, VanOrden, Ward-Engelking, WintrowNAYS – Bjerke, Blaylock, Carlson, Hart, Keyser, Kohl, Lenney, Nichols, Okuniewicz, Toews, Woodward, Zito, ZuiderveldAbsent and excused – Ruchti, TaylorFloor Sponsor - LakeyTitle apvd - to House
upper
Feb 21, 2025
Upper · Passed
Reported out of Committee with Do Pass Recommendation; Filed for second reading
upper
Feb 13, 2025
Introduced
Introduced, read first time; referred to: Commerce & Human Resources
upper
Feb 12, 2025
Lower · Passed
Read Third Time in Full – PASSED - 46-23-1AYES – Achilles, Andrus, Berch, Boyle, Cannon, Church, Clow, Cornilles, Crane(12), Dygert, Egbert, Ehlers, Fuhriman, Furniss, Galaviz, Gannon, Green(Schubin), Handy, Healey, Hill, Holtzclaw, Horman, Leavitt, Manwaring, Marmon, Mathias, McCann, Mickelsen, Miller, Mitchell, Monks, Nelsen, Palmer, Petzke, Pickett, Pohanka, Raybould, Raymond, Redman, Rubel, Sauter, Shirts, Thompson, Weber, Wheeler, Mr. SpeakerNAYS – Alfieri, Barbieri, Beiswenger, Bruce
lower
Feb 10, 2025
Lower · Passed
Reported out of Committee with Do Pass Recommendation, Filed for Second Reading
lower
Jan 23, 2025
Committee
Reported Printed and Referred to Business
lower
Jan 22, 2025
Introduced
Introduced, read first time, referred to JRA for Printing
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.