INSURANCE – Amends and repeals existing law to remove the Idaho Small Employer Carrier Reinsurance Program.

H 116 eliminates Idaho's Small Employer Carrier Reinsurance Program by repealing all related laws in the insurance code. This directly affects small Idaho employers who previously used this program to help cover health insurance costs for their employees. The bill removes specific sections of law that defined the program, required reinsurance for small employers, and established related administrative processes. It also updates technical references in other insurance regulations to reflect this removal. The law takes effect July 1, 2025.