SB 3089 Hawaii Senate · 2026 Regular Session

RELATING TO THE DOWNPAYMENT LOAN ASSISTANCE PROGRAM.

Summary

Amends the Downpayment Loan Assistance Program, administered by the Hawaii Housing Finance and Development Corporation, to align with federal requirements and enhance assistance for low- and moderate-income first-time homebuyers. (SD1)

Issues: ✓ Housing

Bill status passed 3 of 5 stages cleared

Introduction

Jan 2026

Committee Review

Feb 2026

Senate Passage

Feb 2026

House Passage

Governor

Introduced Jan 26, 2026 Last action Feb 19, 2026

Maddy AI version diff · 1 comparison

What changed between versions

SB3089 → SB3089_SD1 · 3 edits

MINOR

The bill was updated from a standard Senate version to a Senate Draft 1 version, reflecting administrative changes in authorship and metadata. Substantively, the bill text was reorganized to clarify statutory amendments, specifically adjusting the downpayment loan limit calculation to explicitly reference federal loan-to-value guidelines while maintaining the $60,000 cap.

Scope change

No change in the bill's scope or applicability; the legislation continues to amend the same Hawaii Revised Statutes regarding the Downpayment Loan Assistance Program.

TECHNICAL

The bill metadata was updated to reflect new sponsors (Adam Weiss, Ainoa Naniole) and revised dates, indicating a transition from the original introduction to a committee or drafting stage.

The bill's section numbering and statutory amendment instructions were reorganized for clarity, moving from a list of specific subsection changes to a consolidated amendment format.

REQUIREMENT

The statutory text was restructured to explicitly include a requirement that loan amounts and mortgage amounts must not exceed the maximum loan-to-value ratio permitted by federal guidelines, alongside the existing $60,000 cap.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 19, 2026

Upper · Passed

Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

upper

Feb 19, 2026

Committee

Reported from HOU (Stand. Com. Rep. No. 2404) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

upper

Feb 10, 2026

Upper · Passed

The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Elefante, Rhoads; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.

upper

Feb 4, 2026

Upper · Passed

The committee(s) on HOU has scheduled a public hearing on 02-10-26 1:00PM; Conference Room 225 & Videoconference.

upper

Jan 30, 2026

Committee

Referred to HOU, WAM.

upper

Jan 28, 2026

Introduced

Introduced.

upper

Jan 26, 2026

Introduced

Pending Introduction.

upper

1 primary · 0 co-sponsors