RELATING TO INSURANCE.
Summary
Establishes the Ombudsman's Office for Homeowners Insurance within the Department of Commerce and Consumer Affairs. Establishes the Ombudsman's Office for Homeowners Insurance Special Fund. Appropriates funds. Effective 7/1/2050. (SD1)
Bill status
passed
3 of 5 stages cleared
Introduction
Jan 2026
Committee Review
Feb 2026
Senate Passage
Feb 2026
House Passage
Governor
Introduced Jan 23, 2026
Last action Feb 20, 2026
Maddy AI version diff · 1 comparison
What changed between versions
SB2949
→
SB2949_SD1
·
2 edits
MINOR
The bill was reclassified from a House bill to a Senate draft version (SD1), updating metadata and formatting. The substantive policy change is the effective date of the new Ombudsman's Office for Homeowners Insurance, which was moved from July 1, 2026, to July 1, 2050, significantly delaying the program's implementation.
Scope change
The bill's scope regarding the establishment of the Ombudsman's Office and the Special Fund remains unchanged, but the applicability of these new provisions is delayed by over two decades.
TIMELINE
The effective date for the new Ombudsman's Office and related insurance dispute resolution mechanisms was changed from July 1, 2026, to July 1, 2050.
TECHNICAL
The bill type was changed from 'HB template' to 'SD Template', and associated metadata such as bill numbers and revision dates were updated to reflect the Senate draft version.
Floor votes
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
7
Key actions
3
Committee
4
Feb 20, 2026
Upper · Passed
Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.
upper
Feb 20, 2026
Committee
Reported from CPN (Stand. Com. Rep. No. 2548) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.
upper
Feb 13, 2026
Upper · Passed
The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa.
upper
Feb 5, 2026
Upper · Passed
The committee(s) on CPN has scheduled a public hearing on 02-13-26 9:30AM; CR 229 & Videoconference.
upper
Jan 30, 2026
Committee
Referred to CPN, WAM.
upper
Jan 23, 2026
Introduced
Introduced.
upper
4 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Angus McKelvey
DDemocratic
P
Kurt Fevella
RRepublican
P
Lynn DeCoite
DDemocratic
P
Stanley Chang
DDemocratic
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