RELATING TO INSURER PRIOR AUTHORIZATION.

SB 1138 requires health insurance companies to adjust their approval process for medical treatments to match Medicare's established standards. This directly affects health plan insurers by mandating they adopt Medicare's prior authorization rules, such as standardized review timelines and criteria. The key mechanism is aligning insurer procedures with Medicare’s existing framework, reducing inconsistencies in treatment approvals. This policy change aims to simplify access to care for patients covered by these insurers, though it does not alter Medicare itself.