HB 20 Hawaii House · 2026 Regular Session

RELATING TO LAVA ZONE INSURANCE.

Summary

Requires the Insurance Division of the Department of Commerce and Consumer Affairs to conduct a study on the homeowners insurance market for lava zones 1 and 2. Requires a report to the Legislature. Appropriates funds. Effective 7/1/3000. (SD2)

Issues: ✓ Budget & Taxes

Bill status passed both 4 of 5 stages cleared

Introduction

Jan 2025

Committee Review

Apr 2026

House Passage

Mar 2026

Senate Passage

Apr 2026

Governor

Introduced Jan 10, 2025 Last action Apr 20, 2026

Maddy AI version diff · 3 comparisons

What changed between versions

HB20_SD1 → HB20_SD2 · 3 edits

MINOR

The bill was amended to transfer responsibility for a homeowners insurance study from the Legislative Reference Bureau to the Insurance Division of the Department of Commerce and Consumer Affairs. This change updates the agency charged with analyzing the market in lava zones 1 and 2, adjusting the funding appropriation and report title to reflect the new lead agency. The core policy goal of lowering insurance premiums through subsidies remains unchanged.

Scope change

The scope of the bill's execution changed by assigning the study and reporting duties to a different state agency (Insurance Division instead of Legislative Reference Bureau), though the subject matter and target population remain the same.

REQUIREMENT

Changed the responsible agency for conducting the homeowners insurance study from the Legislative Reference Bureau to the Insurance Division of the Department of Commerce and Consumer Affairs.

FISCAL

Updated the appropriation language to authorize funds for the Insurance Division instead of the Legislative Reference Bureau.

TECHNICAL

Modified the report title and description to reflect the new lead agency.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Apr 16, 2026

Amended

House disagrees with Senate amendment (s).

lower

Apr 14, 2026

Introduced

Returned from Senate (Sen. Com. No. 566) in amended form (SD 2).

lower

Apr 14, 2026

Upper · Passed

Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

upper

Apr 7, 2026

Upper · Passed

The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lee, C..

upper

Apr 2, 2026

Upper · Passed

The committee(s) on WAM will hold a public decision making on 04-07-26 10:31AM; Conference Room 211 & Videoconference.

upper

Mar 30, 2026

Upper · Passed

Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

upper

Mar 30, 2026

Committee

Reported from CPN (Stand. Com. Rep. No. 3316) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

upper

Mar 24, 2026

Upper · Passed

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

upper

Mar 20, 2026

Upper · Passed

The committee(s) on CPN has scheduled a public hearing on 03-24-26 9:35AM; Conference Room 229 & Videoconference.

upper

Mar 10, 2026

Committee

Referred to CPN, WAM.

upper

Mar 6, 2026

Introduced

Received from House (Hse. Com. No. 5).

upper

Mar 5, 2026

Lower · Passed

Passed Third Reading with Representative(s) Garcia voting aye with reservations; Representative(s) Iwamoto, Pierick voting no (2) and Representative(s) Perruso excused (1). Transmitted to Senate.

lower

Mar 2, 2026

Lower · Passed

The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 15 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Gedeon, Reyes Oda; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Alcos.

lower

Feb 20, 2026

Committee

Reported from CPC (Stand. Com. Rep. No. 688-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

lower

Feb 18, 2026

Lower · Passed

The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 7 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Kong, Tam; Ayes with reservations: Representative(s) Marten; 2 Noes: Representative(s) Iwamoto, Pierick; and 2 Excused: Representative(s) Ichiyama, Lowen.

lower

Jan 21, 2025

Committee

Referred to CPC, FIN, referral sheet 1

lower

Jan 16, 2025

Introduced

Introduced and Pass First Reading.

lower

Jan 10, 2025

Introduced

Prefiled.

lower

1 primary · 0 co-sponsors