SR 41 Hawaii Senate · 2025 Regular Session

URGING THE CONGRESS OF THE UNITED STATES TO ENACT A NATIONAL REINSURANCE PROGRAM TO ADDRESS THE MULTI-STATE INSURANCE CRISIS RESULTING FROM CATASTROPHIC NATURAL DISASTERS.

This is a Hawaii Senate resolution (SR 41), not a legislative bill. It urges the U.S. Congress to establish a national reinsurance program to address insurance market instability caused by frequent, severe natural disasters like hurricanes and wildfires. The resolution recommends the program operate as a public-private partnership with defined loss thresholds and state opt-in options, aiming to stabilize insurance availability and affordability without replacing private insurers. It does not create new law but calls for Congress to act on this proposal.

Bill status passed 3 of 5 stages cleared

Introduction

Mar 2025

Committee Review

Apr 2025

Senate Passage

Apr 2025

House Passage

Governor

Introduced Mar 7, 2025 Last action Apr 3, 2025

Maddy AI version diff · 1 comparison

What changed between versions

SR41 → SR41_SD1 · 4 edits

MODERATE

The bill text was reformatted from a traditional legislative document to a structured digital template with metadata fields, while the substantive policy language remained largely unchanged. The main differences are formatting and structural organization rather than policy content.

Scope change

No substantive change to the bill's scope or applicability; the policy content addressing national reinsurance for natural disasters remains the same.

TECHNICAL

Removed traditional page headers and line numbers, replacing them with structured metadata fields including timestamps, document IDs, and language settings.

Reorganized the document structure to include metadata sections at the top with fields for author names, dates, and document identifiers.

Added a report title section at the end listing key topics and agencies related to the bill.

Deleted the original page numbering system and document versioning markers that were used in the traditional format.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 3, 2025

Upper · Passed

Report and Resolution Adopted, as amended (SD 1).

upper

Apr 2, 2025

Upper · Passed

Reported from CPN (Stand. Com. Rep. No. 1595) with recommendation of adoption, as amended (SD 1).

upper

Apr 1, 2025

Upper · Passed

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa.

upper

Mar 25, 2025

Upper · Passed

The committee(s) on CPN has scheduled a public hearing on 04-01-25 10:06AM; Conference Room 229 & Videoconference.

upper

Mar 13, 2025

Committee

Re-Referred to CPN.

upper

Mar 11, 2025

Committee

Referred to EIG/CPN.

upper

Mar 7, 2025

Introduced

Offered.

upper

7 primary · 0 co-sponsors