Sign Up
SR 178 Hawaii Senate · 2025 Regular Session

ENCOURAGING HAWAII INSURERS AND THE HAWAII PROPERTY INSURANCE ASSOCIATION TO REDUCE INSURANCE COSTS ON LOCAL RESIDENTS BY PURSUING SUBROGATION CLAIMS AGAINST POLLUTERS WHO KNOWINGLY ENGAGED IN MISLEADING AND DECEPTIVE PRACTICES REGARDING THE CONNECTION BETWEEN THEIR PRODUCTS AND CLIMATE CHANGE.

This Senate Resolution (SR 178) encourages Hawaii insurers and the Hawaii Property Insurance Association to pursue subrogation claims against polluters who knowingly misled the public about their products' role in climate change. It does not create new laws but urges these entities to seek compensation from responsible polluters - similar to past cases involving tobacco or opioids - to offset costs linked to climate-related disasters like the 2023 Maui wildfires. The resolution aims to reduce rising insurance premiums for local residents by holding polluters accountable for deceptive practices. It is a procedural measure, not a policy change, directing state officials to support this approach.
Issues: ✓ EnvironmentSupports EnvironmentBill urges legal action against polluters for climate change misinformation, aiming to offset environmental disaster costs and hold accountable entities contributing to climate impacts, aligning with environmental protection goals.92% confidence
Bill status passed 3 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Apr 2025
Senate Passage
Apr 2025
House Passage
Governor
Introduced Mar 7, 2025 Last action Apr 3, 2025
Maddy AI version diff · 1 comparison

What changed between versions

SR178 → SR178_SD1 · 4 edits
MODERATE
The bill was reformatted from a standard legislative document to a structured digital template with metadata fields, while the substantive policy content remained largely unchanged. The resolution continues to encourage Hawaii insurers to pursue subrogation claims against polluters responsible for climate change impacts affecting insurance rates.
Scope change
No substantive change to the bill's scope or applicability; the resolution's policy intent and provisions remain the same.
TECHNICAL

Document structure changed from traditional legislative formatting to a structured digital template with metadata fields including timestamps, version numbers, and system identifiers.

Removed original page headers, footers, and document control information while adding digital metadata fields.

Text formatting changed from standard paragraph numbering to a structured template format with blank lines and special characters.

Added metadata fields including author names, timestamps, document version numbers, and system identifiers.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
8
Key actions
5
Committee
5
Apr 3, 2025
Upper · Passed
Report and Resolution Adopted, as amended (SD 1).
upper
Apr 2, 2025
Upper · Passed
Reported from CPN/AEN (Stand. Com. Rep. No. 1639) with recommendation of adoption, as amended (SD 1).
upper
Apr 1, 2025
Upper · Passed
The committee(s) on AEN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in AEN were as follows: 4 Aye(s): Senator(s) Gabbard, Richards, Rhoads, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) DeCoite.
upper
Apr 1, 2025
Upper · Passed
The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.
upper
Mar 27, 2025
Upper · Passed
The committee(s) on CPN/AEN has scheduled a public hearing on 04-01-25 10:00AM; Conference Room 229 & Videoconference.
upper
Mar 12, 2025
Committee
Referred to CPN/AEN.
upper
Mar 7, 2025
Introduced
Offered.
upper
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.