REQUESTING THE INSURANCE COMMISSIONER TO STUDY THE IMPACT OF UNINSURED MOTORISTS IN HAWAII.

This Senate Resolution (SR 13) requests Hawaii's Insurance Commissioner to study the impact of uninsured motorists in the state. The study must examine the estimated number of uninsured drivers, the financial effects on insured drivers (including premium increases), and recommendations to reduce uninsured driving. The Commissioner must submit a report with findings and proposed legislation to the Legislature by early 2026. This resolution does not create new law but seeks data to inform future policy decisions.