REQUESTING THE INSURANCE COMMISSIONER TO STUDY THE IMPACT OF UNINSURED MOTORISTS IN HAWAII.

This House Resolution (HR 71) requests Hawaii's Insurance Commissioner to study the impact of uninsured motorists in the state. The study must examine the estimated 11% of drivers without insurance, how this affects insured drivers through higher premiums, and financial burdens on accident victims. It also requires the Commissioner to propose recommendations to reduce uninsured driving and submit a report to the Legislature by January 2026. The resolution does not create new laws but aims to inform future policy decisions.