URGING THE MEMBERS OF HAWAII'S CONGRESSIONAL DELEGATION TO INTRODUCE LEGISLATION TO EXPAND THE NATIONAL FLOOD INSURANCE PROGRAM TO INCLUDE LAVA AND EARTHQUAKE INSURANCE.

This Senate Resolution urges Hawaii's congressional delegation to introduce federal legislation that would expand the National Flood Insurance Program to cover damage caused by lava flows. The bill directly affects residents in lava zones on Hawaii Island who currently face limited insurance options and high premiums following the withdrawal of major private insurers from the market. By proposing this expansion, the resolution aims to provide a federal safety net for property owners in these specific areas, similar to how the program currently assists those in flood-prone regions. The measure does not create new insurance coverage itself but instead asks federal lawmakers to consider adding lava risk to the existing federal insurance framework.