Rep. Riley M. Moore

Maddy summaryThis bill, known as the Ratepayer Protection Act, modifies federal energy laws to ensure that large industrial customers pay for the specific infrastructure upgrades needed to serve their high electricity demands. It directly affects non-residential facilities with a peak power usage of 100 megawatts or more, requiring utilities to charge these customers the full incremental cost of any necessary generation, transmission, or distribution improvements. Under the new rules, large customers must also provide financial guarantees or contributions before such upgrades are made, ensuring utilities can recover costs even if the customer leaves the contract early. State regulators have two years to implement these standards, though the bill exempts utilities in states that have already enacted similar measures or are actively considering them.

Maddy summaryThe Title IX Clarification Act of 2026 amends federal education law to explicitly define the terms "sex," "female," and "male" based on biological characteristics. Specifically, it states that "sex" refers to an individual's biologically determined status as male or female, while "female" and "male" are defined by the presence of specific reproductive systems capable of producing ova or sperm, respectively. These definitions apply to all education programs and activities that receive federal financial assistance starting on the date the bill becomes law. The legislation aims to clarify existing statutes by removing ambiguity around biological sex definitions in the context of Title IX protections.

Maddy summaryHR 5267, the American Franchise Act, clarifies when franchisors can be considered joint employers of franchisee employees under federal labor laws. It defines "substantial direct and immediate control" over essential employment terms like wages, benefits, hours, hiring, and discipline - requiring franchisors to actively set these terms to be deemed joint employers. The bill explicitly excludes routine brand standards, training, or minimal safety requirements from constituting such control. This directly affects franchisors and franchisees by limiting joint employer liability to cases where franchisors exert significant, ongoing influence over core employment decisions. The law applies prospectively to new cases after enactment, not past disputes.

Maddy summaryThe Freedom to Home Distill Act would allow individuals to legally produce small amounts of alcohol at home for personal use without paying federal excise taxes or facing criminal penalties. To qualify, a household could distill up to 10 proof gallons per year if it has one adult, or 20 proof gallons if it has two or more adults, provided the spirits are never sold or transferred to others. The bill exempts home distillers from standard business requirements such as registering their equipment and paying taxes, but it mandates that any stills purchased for this purpose must have specific safety features like pressure release valves and a capacity of no more than 50 gallons. These changes would take effect for spirits produced after December 31, 2026.

Maddy summaryThe Freedom Haulers Act extends the existing waiver period for military service members seeking a commercial driver's license from 12 to 24 months after separation. It requires states to waive specific knowledge and driving tests for current or former military personnel who held designated vehicle operator roles, such as motor transport operators or fuelers, within the last two years. To qualify, applicants must certify they have operated comparable commercial vehicles during that period and maintain a clean record with no serious traffic violations, license suspensions, or at-fault crashes. The bill also mandates waivers for specialized endorsements related to passenger transport, tank vehicles, and hazardous materials, provided the applicant meets similar service and safety criteria.

Maddy summary# Summary of Digital Commodities and Blockchain Technology Regulatory Framework This comprehensive legislation establishes a new regulatory framework specifically for digital commodities and blockchain technology, creating a balanced approach that protects investors while fostering innovation. ## Key Components 1. **New Regulatory Structure**: - Creates new categories for digital commodity exchanges, brokers, and dealers under the Commodity Futures Trading Commission (CFTC) - Establishes "qualified digital asset custodians" as a new regulatory category - Defines "mature blockchain systems" with special regulatory treatment 2. **Core Requirements**: - Mandates segregation of customer assets and strict custody requirements - Requires robust risk management systems - Sets capital requirements for digital commodity brokers and dealers - Establishes new disclosure and reporting obligations - Defines "blockchain control persons" with special restrictions on selling digital commodities 3. **Innovation-Focused Provisions**: - Creates a "Strategic Hub for Innovation and Financial Technology" (FinHub) at the SEC - Establishes "LabCFTC" as a dedicated innovation lab within the CFTC - Provides exemptions for SEC-registered entities from certain CFTC requirements - Includes provisions for expedited hiring of digital commodities experts 4. **Studies and Research**: - Mandates studies on decentralized finance (DeFi) - Requires a study on non-fungible tokens (NFTs) - Directs a study on financial literacy among digital commodity holders - Requires a study on tokenized securities and derivatives 5. **Exclusions**: - Excludes decentralized finance activities from regulation - Excludes certain blockchain-related activities from regulatory requirements The legislation aims to create a functional regulatory framework that acknowledges the unique benefits and risks of digital commodities while ensuring investor protection, preventing market manipulation, and promoting the responsible development of this emerging technology within the United States. It seeks to prevent the shift of digital commodity development to less regulated countries by establishing a clear, balanced regulatory path.

Maddy summaryThis bill, titled the Permanent CBDC Ban Act, aims to permanently prohibit the Federal Reserve from issuing a central bank digital currency. It achieves this by amending the Federal Reserve Act to remove the specific legal authority that allows the Reserve to create such a digital currency. The legislation directly affects the Federal Reserve by stripping away its power to launch a digital version of the dollar. By deleting the relevant subsection of the law, the bill ensures that the Reserve cannot issue a CBDC in the future.

Maddy summaryThe English Language Proficiency Act removes specific exceptions that currently allow certain immigrants to bypass the naturalization requirement of understanding U.S. history, government, and English language skills. By amending the Immigration and Nationality Act, the bill eliminates these exemptions, meaning more applicants must now demonstrate proficiency in these areas to become citizens. This change directly impacts immigrants who previously qualified for waivers based on factors such as age, education, or length of residence in the United States. The legislation aims to standardize the naturalization process by ensuring a consistent set of requirements for all applicants seeking citizenship.

Maddy summaryHR 7651, the Chloe Cole Act of 2026, prohibits healthcare providers from performing certain medical interventions on minors under 18 aimed at altering physical development to align with gender identity. These "covered interventions" include puberty blockers, hormone treatments, and specific surgeries, but exclude medically necessary care for conditions like disorders of sexual development or traumatic injuries. The bill creates a federal civil lawsuit right for affected minors or their parents against providers who perform such interventions, allowing claims for damages including emotional distress and punitive awards, with strict liability for providers after the law's enactment. It explicitly allows exceptions for legitimate medical treatments and requires providers to prove such exceptions apply if challenged.

Protecting Privacy in Purchases Act This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers. The Department of Justice must enforce this bill and report annually on the resulting investigations and cases.