SB 230 Georgia Senate · 2025-2026 Regular Session

Condominiums; maximum amount of insurance deductibles payable by unit owners; remove the limitation

Summary

A BILL to be entitled an Act to amend Article 3 of Chapter 3 of Title 44 of the Official Code of Georgia Annotated, relating to condominiums, so as to remove the limitation on the maximum amount of insurance deductibles payable by unit owners; to provide for related matters; to repeal conflicting laws; and for other purposes.

Bill status passed 3 of 5 stages cleared

Introduction

Feb 2025

Committee Review

Mar 2026

Senate Passage

Mar 2026

House Passage

Governor

Introduced Feb 20, 2025 Last action Mar 20, 2026

Maddy AI version diff · 2 comparisons

What changed between versions

As Passed Senate → LC 52 1095S/hss · 4 edits

MODERATE

The bill was substantially rewritten from a condominium insurance deductible amendment into a comprehensive Real Estate Security and Title Act covering civil practice, judicial sales, and judge privacy protections. The original focus on condominium insurance deductibles was expanded to include new provisions for credit bidding at judicial sales, enhanced privacy protections for judges and their spouses, and updated definitions for personally identifiable information in government records.

Scope change

The bill's scope expanded from solely addressing condominium insurance deductibles to covering civil practice procedures, judicial sales tender methods, and judicial privacy protections across multiple code titles.

SCOPE

Added provisions for credit bidding at judicial sales, allowing holders of foreclosed securities to submit credit bids instead of cash.

Expanded the bill's subject matter from condominium insurance to include civil practice, courts, equity, and property matters.

DEFINITION

Created new definitions for 'personally identifiable information' and 'protected person' to include judges, justices, and their spouses.

REQUIREMENT

Established requirements for state and local government entities to restrict personally identifiable information of judges from public disclosure.

Floor votes · Senate Mar 4, 2026

How they voted

44–2

Passed · 2 other

Total votes 48

Mar 4, 2026

D Democratic19

16 Yea 1 Nay 2

84% Yea

R Republican29

28 Yea 1 Nay

96% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 20, 2026

Lower · Passed

House Committee Favorably Reported By Substitute

lower

Mar 4, 2026

Upper · Passed

Senate Passed/Adopted By Substitute

upper

Feb 20, 2026

Upper · Passed

Senate Committee Favorably Reported By Substitute

upper

Jan 12, 2026

Committee

Senate Recommitted

upper

Feb 28, 2025

Upper · Passed

Senate Committee Favorably Reported By Substitute

upper

Feb 21, 2025

Committee

Senate Read and Referred

upper

Feb 20, 2025

Introduced

Senate Hopper

upper

5 primary · 0 co-sponsors