Uninsured Motorist Coverage; minimum required under motor vehicle liability policies for a individual convicted of driving under the influence or reckless driving; increase

Changed the requirement from 'second offense' to 'second or subsequent offense' for mandatory higher insurance coverage, allowing more repeat offenders to qualify for the insurance exception

Updated bill tracking numbers and formatting to reflect House substitute version (LC 46 1220S instead of LC 46 1181S)

Minor formatting adjustments to spacing and indentation throughout the document

The bill now explicitly amends both the insurance code (Title 33) and the motor vehicles and traffic code (Title 40) instead of only the insurance code.

Added a new requirement that individuals with increased liability coverage must keep proof of insurance during vehicle operation, which can be in paper or electronic format including mobile devices.

The effective date changed from a fixed date of July 1, 2025 to when the bill is approved by the Governor or becomes law without approval, applying to convictions on or after that date.

Added a definition clarifying that 'conviction' means a jury finding of guilty, a guilty plea, or a plea of nolo contendere.