Insurance; require health benefit policy coverage for medically necessary orthotic and prosthetic devices and their materials and components

Added definitions for 'medically necessary' and 'nationally recognized clinical practice guidelines' to establish clearer standards for coverage decisions.

Added coverage for physical activities including running, biking, swimming, and strength training to the list of activities requiring orthotic or prosthetic device coverage.

Removed the limitation that coverage shall include no more than three orthotic or prosthetic devices per affected limb per covered person during any three-year period.

Removed the provision that coverage for replacement is limited when repair costs exceed 60 percent of the device cost.

Modified the coverage requirements to remove the specific limitation on replacement frequency and repair cost thresholds.