Georgia Insurance Consumer and Policyholder Advocacy Act; enact
Summary
A BILL to be entitled an Act to amend Title 33 of the Official Code of Georgia Annotated, relating to insurance, so as to increase transparency and accountability in the insurance industry and at the office of the Commissioner of Insurance; to provide for the approval of rate increases under certain conditions; to authorize such advocate to review and investigate complaints; to provide for such advocate to request a hearing; to provide for related matters; to provide for a short title; to provide for legislative purpose; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
Bill status
in committee
1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
Governor
Introduced Mar 6, 2025
Last action Feb 25, 2026
Maddy AI version diff · 1 comparison
What changed between versions
LC 52 0818/a
→
LC 59 0385S/hs
·
6 edits
MODERATE
The bill was amended to rename the legislation from the 'Georgia Insurance Consumer and Policyholder Advocacy Act' to the 'Insurance Consumer Protection Act' and updated the advocate's title from 'insurance consumer and policyholder advocate' to 'insurance consumer advocate'. The substitute version adds new requirements for the advocate to be a practicing attorney, specifies that the advocate cannot engage in private law practice while serving, and clarifies that the advocate is appointed by the Governor with compensation determined by the Governor. Additional changes include new definitions for policyholder and expanded duties for the advocate.
Scope change
The bill now explicitly amends Chapters 1, 2, and 9 of Title 33 of the Official Code of Georgia Annotated, covering general provisions, department and Commissioner, and regulation of rates, underwriting rules, and related organizations.
DEFINITION
The title of the advocate position changed from 'insurance consumer and policyholder advocate' to 'insurance consumer advocate'.
New definition for 'policyholder' was added to clarify who is covered under the act.
REQUIREMENT
The advocate must now be a practicing attorney qualified by knowledge and experience to advocate for consumers.
The advocate is prohibited from engaging in private practice of law while employed as the advocate.
FISCAL
The advocate receives compensation determined by the Governor, with authority for additional personnel to support the role.
SCOPE
The bill's scope was expanded to explicitly include amendments to Chapters 1, 2, and 9 of Title 33.
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
4
Key actions
1
Committee
1
Feb 25, 2026
Lower · Passed
House Committee Favorably Reported By Substitute
lower
Mar 6, 2025
Introduced
House Hopper
lower
6 primary · 0 co-sponsors
Sponsors
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