HB 1344 Georgia House · 2025-2026 Regular Session

Georgia Insurance Affordability and Claims Integrity Act; enact

Summary
A BILL to be entitled an Act to amend Titles 33 and 40 of the O.C.G.A., relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
Bill status signed all 5 stages cleared
Introduction
Feb 2026
Committee Review
Mar 2026
House Passage
Feb 2026
Senate Passage
Apr 2026
Signed into Law
May 2026
Introduced Feb 17, 2026 Signed May 12, 2026
Maddy AI version diff · 1 comparison

What changed between versions

LC 52 1035/a HB 1344/AP* · 6 edits
MODERATE
The bill's scope expanded from solely insurance and traffic laws to include civil practice, courts, equity, and judicial sales. New protections were added for judges' personal data, homeowners against aerial/satellite imagery claims, and rental home marketplace guarantees. The act also strengthened enforcement by clarifying the Commissioner's authority to hire prosecutors for insurance fraud and updating penalties for driving without insurance.
Scope change
The bill now applies to civil practice, courts, equity, and judicial sales in addition to insurance and traffic matters.
SCOPE

Expanded the bill's scope to include civil practice, courts, equity, and judicial sales, broadening its applicability beyond just insurance and traffic.

ENFORCEMENT

Clarified that the Commissioner of Insurance may use Special Insurance Fraud Fund resources to employ prosecuting attorneys for insurance fraud cases.

Revised the short title and legislative purposes to reflect the expanded scope and new homeowner and judicial protections.

REQUIREMENT

Added protections for homeowners, including a 60-day window to correct issues and restrictions on insurance companies using aerial or satellite images for claims.

Added new provisions to protect the personally identifiable data of judges and their spouses.

DEFINITION

Exempted rental home marketplace guarantees from the legal definition of property insurance.

Floor votes · Senate Apr 2, 2026 · House Feb 26, 2026

How they voted

460
Passed · 1 other
Total votes 47
Apr 2, 2026
D Democratic18
17 Yea 1
94% Yea
R Republican29
29 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
17
Key actions
6
Committee
3
Amendments
1
May 12, 2026
Signed into law
Act 635
upper
May 12, 2026
Signed into law
House Date Signed by Governor
lower
Apr 2, 2026
Introduced
House Agreed Senate Amend or Sub
lower
Apr 2, 2026
Upper · Passed
Senate Passed/Adopted By Substitute
upper
Mar 25, 2026
Upper · Passed
Senate Committee Favorably Reported By Substitute
upper
Mar 3, 2026
Committee
Senate Read and Referred
upper
Feb 26, 2026
Lower · Passed
House Passed/Adopted
lower
Feb 19, 2026
Lower · Passed
House Committee Favorably Reported
lower
Feb 17, 2026
Introduced
House Hopper
lower
6 primary · 0 co-sponsors

Sponsors