HB 1274 Georgia House · 2025-2026 Regular Session

Auto Insurance Excess Profits Act; enact

Summary
A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to provide for the Department of Insurance to collect certain data annually from insurers writing private passenger automobile insurance policies; to provide for the Commissioner of Insurance to order the refund of any excess profit made by such insurers; to provide for definitions; to provide for calculations; to provide for an order, notice, and opportunity for hearing; to provide for cash refunds or credit refunds; to provide for certification; to provide for rules and regulations; to provide for related matters; to provide for a short title; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
Bill status passed 4 of 5 stages cleared
Introduction
Feb 2026
Committee Review
Mar 2026
House Passage
Feb 2026
Senate Passage
Mar 2026
Governor
Introduced Feb 11, 2026 Last action Mar 31, 2026
Floor votes · Senate Mar 31, 2026 · House Feb 26, 2026

How they voted

358
Passed · 4 other
Total votes 47
Mar 31, 2026
D Democratic18
11 Yea 5 Nay 2
61% Yea
R Republican29
24 Yea 3 Nay 2
82% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
11
Key actions
4
Committee
3
Mar 31, 2026
Senate · Passed
Senate Vote: pass (35-8-4)
senate
Mar 27, 2026
Upper · Passed
Senate Committee Favorably Reported By Substitute
upper
Mar 3, 2026
Committee
Senate Read and Referred
upper
Feb 26, 2026
Lower · Passed
House Passed/Adopted
lower
Feb 19, 2026
Lower · Passed
House Committee Favorably Reported
lower
Feb 11, 2026
Introduced
House Hopper
lower
6 primary · 0 co-sponsors

Sponsors