SB 834 Florida Senate · 2026 Regular Session

Nonprofit Religious Organizations

Summary

Nonprofit Religious Organizations; Revising the conditions under which a nonprofit religious organization is not subject to the requirements of the Florida Insurance Code; requiring certain agents to provide a specified written disclaimer on certain applications and guideline materials, etc.

Bill status died 3 of 5 stages cleared

Introduction

Jan 2026

Committee Review

Feb 2026

Senate Passage

Feb 2026

House Passage

Governor

Introduced Jan 13, 2026 Last action Mar 13, 2026

Maddy AI version diff · 2 comparisons

What changed between versions

S 834 c1 → S 834 c2 · 3 edits

MINOR

SB 834 was amended to add a new Section 3 requiring insurance agents to provide a written disclaimer on applications and guideline materials for nonprofit religious organizations. The bill also expanded the amendment to include subsection (3) of section 624.1265, which mandates that agents must distribute a specific notice clarifying that these organizations are not insurance companies and that participation is not regulated by the Florida Insurance Code.

Scope change

The bill's scope was expanded from only amending subsection (1) of section 624.1265 to also amending subsection (3), adding new requirements for agents involved with nonprofit religious organizations.

REQUIREMENT

Added requirement for licensed insurance agents to provide a written disclaimer on applications and guideline materials for nonprofit religious organizations that facilitate health care sharing arrangements.

Added specific language that must appear in the disclaimer, clarifying that the organization is not an insurance company, membership is not offered through an insurance company, and participants are personally responsible for their medical bills.

SCOPE

Expanded the bill to amend both subsections (1) and (3) of section 624.1265 instead of only subsection (1).

Floor votes · Senate Feb 19, 2026

How they voted

32–6

Passed · 2 other

Total votes 40

Feb 19, 2026

D Democratic11

6 Yea 5 Nay

54% Yea

I Independent1

1 Yea

100% Yea

R Republican28

25 Yea 1 Nay 2

89% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 19, 2026

Upper · Passed

CS passed; YEAS 32 NAYS 5

upper

Feb 10, 2026

Upper · Passed

Pending reference review -under Rule 4.7(2) - (Committee Substitute)

upper

Feb 5, 2026

Upper · Passed

On Committee agenda-- Rules, 02/10/26, 9:00 am, 412 Knott Building

upper

Jan 20, 2026

Upper · Passed

Favorable by Judiciary; YEAS 8 NAYS 2

upper

Jan 15, 2026

Upper · Passed

On Committee agenda-- Judiciary, 01/20/26, 9:30 am, 110 Senate Building

upper

Jan 15, 2026

Upper · Passed

Pending reference review under Rule 4.7(2) - (Committee Substitute)

upper

Jan 13, 2026

Introduced

upper

Jan 8, 2026

Upper · Passed

On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building

upper

Dec 16, 2025

Committee

Referred to Banking and Insurance; Judiciary; Rules

upper

1 primary · 0 co-sponsors