HB 815 Florida House · 2026 Regular Session

Roofing Requirements for Property Insurance

Summary
Roofing Requirements for Property Insurance; Prohibits insurer from refusing to issue or renew property insurance policy, rather than homeowner's policy, insuring residential structure that has a roof less than specified age solely because the roof's age; requires insurer to differentiate between low-slope & steep-slope roofs in its offer for coverage under certain circumstances; requires insurer to allow property owner to have roof inspection performed on steep-slope roof by authorized inspector before requiring that roof be replaced; prohibits insurer from refusing to issue or renew property insurance policy under certain circumstances.
Bill status died 1 of 4 stages cleared
Introduction
Dec 2025
Committee Review
Floor Vote
Governor
Introduced Dec 18, 2025 Last action Mar 13, 2026
Floor votes

How they voted

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Full legislative history

Actions timeline

Total actions
6
Key actions
1
Committee
3
Jan 5, 2026
Lower · Passed
Now in Insurance & Banking Subcommittee
lower
Jan 5, 2026
Committee
Referred to Commerce Committee
lower
Jan 5, 2026
Committee
Referred to Insurance & Banking Subcommittee
lower
2 primary · 1 co-sponsor

Sponsors