HB 767 Florida House · 2026 Regular Session

Residential Property Insurance

Summary

Residential Property Insurance; Requires OIR to establish & maintain comprehensive resource center on its website; provides requirements for resource center; specifies that certain information is not trade secret & is not subject to certain public records exemptions; requires residential property insurers to provide notice of comprehensive resource center on office's website with any offer of coverage & policy renewal; prohibits insurer from including value of certain land when establishing homeowner's policy coverage amount or adjusting certain claims; provides construction; provides that notice of premium discounts for hurricane loss mitigation must include information about whether insurer offers enhanced discounts for roof systems that use secondary water resistance.

Bill status died 3 of 5 stages cleared

Introduction

Dec 2025

Committee Review

Feb 2026

House Passage

Feb 2026

Senate Passage

Governor

Introduced Dec 15, 2025 Last action Mar 13, 2026

Maddy AI version diff · 1 comparison

What changed between versions

H 767 Filed → H 767 c1 · 4 edits

MODERATE

The bill was amended to shift focus from requiring insurers to submit individual rate transparency reports to establishing a comprehensive public resource center on the Office of Insurance Regulation's website. The changes also update cross-references in the statute and add specific requirements for hurricane loss mitigation discount notices.

Scope change

The bill's scope changed from requiring individual rate filings to include transparency reports to requiring insurers to provide notice of a centralized public resource center on the Office's website when offering coverage or renewing policies.

REQUIREMENT

Replaced the requirement for insurers to include rate transparency reports with individual rate filings with a requirement for the Office of Insurance Regulation to establish and maintain a comprehensive resource center on its website.

Added a requirement for insurers to provide notice of the comprehensive resource center on the Office's website with any offer of coverage and policy renewal.

Added specific requirement that hurricane loss mitigation discount notices must include information about whether the insurer offers enhanced discounts for roof systems using secondary water resistance.

TECHNICAL

Updated cross-reference from s. 627.7142 to s. 627.711 regarding hurricane loss mitigation discount notices.

Floor votes · House Feb 25, 2026

How they voted

115–0

Passed · 3 other

Total votes 118

Feb 25, 2026

D Democratic34

31 Yea 3

91% Yea

R Republican84

84 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 26, 2026

Committee

Referred to Rules

upper

Feb 25, 2026

Lower · Passed

CS passed; YEAS 114, NAYS 0

lower

Feb 12, 2026

Committee

Bill referred to House Calendar

lower

Feb 11, 2026

Lower · Passed

Reported out of Commerce Committee

lower

Feb 10, 2026

Lower · Passed

Favorable with CS by Commerce Committee

lower

Feb 6, 2026

Lower · Passed

Added to Commerce Committee agenda

lower

Feb 5, 2026

Lower · Passed

Now in Commerce Committee

lower

Feb 5, 2026

Lower · Passed

Reported out of State Administration Budget Subcommittee

lower

Feb 5, 2026

Lower · Passed

Favorable by State Administration Budget Subcommittee

lower

Feb 3, 2026

Lower · Passed

Added to State Administration Budget Subcommittee agenda

lower

Jan 22, 2026

Lower · Passed

Now in State Administration Budget Subcommittee

lower

Jan 22, 2026

Lower · Passed

Reported out of Insurance & Banking Subcommittee

lower

Jan 21, 2026

Lower · Passed

Favorable by Insurance & Banking Subcommittee

lower

Jan 16, 2026

Lower · Passed

Added to Insurance & Banking Subcommittee agenda

lower

Jan 5, 2026

Lower · Passed

Now in Insurance & Banking Subcommittee

lower

Jan 5, 2026

Committee

Referred to Commerce Committee

lower

Jan 5, 2026

Committee

Referred to State Administration Budget Subcommittee

lower

Jan 5, 2026

Committee

Referred to Insurance & Banking Subcommittee

lower

2 primary · 4 co-sponsors