SB 678 Florida Senate · 2025 Regular Session

Pawnbroker Transaction Forms

Summary

Pawnbroker Transaction Forms; Authorizing pawnbroker transaction forms to be in digital or printed formats; authorizing a pawnbroker to use either format; revising recordkeeping requirements, etc.

Bill status signed all 5 stages cleared

Introduction

Mar 2025

Committee Review

Apr 2025

Senate Passage

Apr 2025

House Passage

Apr 2025

Signed into Law

May 2025

Introduced Mar 4, 2025 Signed May 19, 2025

Maddy AI version diff · 2 comparisons

What changed between versions

S 678 c1 → S 678 er · 5 edits

MODERATE

This bill updates Florida's pawnbroker transaction form requirements to allow both digital and printed formats, modernizing recordkeeping while maintaining consumer protections. The changes clarify what information must be included on forms, establish specific delivery requirements to customers, and update how pawnbrokers must maintain and submit records to law enforcement.

Scope change

The bill applies to all pawnbrokers in Florida conducting pawn or purchase transactions, with no change to the scope of applicability.

REQUIREMENT

Updated pawnbroker transaction forms to allow either digital or printed formats, with specific formatting requirements for each (8.5x11 inches for printed, 12-point font minimum for digital).

Added requirement that pawnbrokers must deliver an exact copy of the completed transaction form to the pledgor or seller at the time of the transaction.

Revised recordkeeping requirements to specify that original printed forms or printed copies of digital forms must be delivered to law enforcement by end of each business day, with provisions for electronic transfer of pawn transactions.

Added provisions for electronic transfer of pawn transactions, including requirements for law enforcement agencies to provide necessary software and equipment if the pawnbroker lacks computer capability.

TIMELINE

Established July 1, 2025 as the effective date for the new requirements.

Floor votes · Senate Apr 9, 2025 · House Apr 29, 2025

How they voted

37–0

Passed · 1 other

Total votes 38

Apr 9, 2025

D Democratic10

10 Yea

100% Yea

I Independent1

1 Yea

100% Yea

R Republican27

26 Yea 1

96% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

May 19, 2025

Signed into law

Approved by Governor

legislature

Apr 29, 2025

Lower · Passed

CS passed; YEAS 115, NAYS 0

lower

Apr 28, 2025

Committee

Bill referred to House Calendar

lower

Apr 9, 2025

Upper · Passed

CS passed; YEAS 37 NAYS 0

upper

Apr 1, 2025

Upper · Passed

Favorable by- Rules; YEAS 24 NAYS 0

upper

Mar 27, 2025

Upper · Passed

On Committee agenda-- Rules, 04/01/25, 9:00 am, 412 Knott Building

upper

Mar 26, 2025

Upper · Passed

Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 12 NAYS 0

upper

Mar 21, 2025

Upper · Passed

On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 03/26/25, 3:30 pm, 412 Knott Building

upper

Mar 12, 2025

Upper · Passed

Now in Appropriations Committee on Agriculture, Environment, and General Government

upper

Mar 11, 2025

Upper · Passed

Pending reference review under Rule 4.7(2) - (Committee Substitute)

upper

Mar 5, 2025

Upper · Passed

On Committee agenda-- Commerce and Tourism, 03/10/25, 1:30 pm, 110 Senate Building

upper

Mar 4, 2025

Introduced

upper

Feb 25, 2025

Committee

Referred to Commerce and Tourism; Appropriations Committee on Agriculture, Environment, and General Government; Rules

upper

1 primary · 0 co-sponsors