B 26-0438: Medical Debt Mitigation Amendment Act of 2025
The Medical Debt Mitigation Amendment Act of 2025 targets medical debt affecting nearly 90,000 District residents (20% of all residents) by requiring healthcare facilities to strengthen financial assistance policies with uniform income eligibility and clear cost estimates before treatment. It prohibits reporting medical debt to credit bureaus, bans wage garnishments and home liens for such debt, and mandates payment plans for low-income patients. The bill also restricts medical lending promotions and caps out-of-pocket costs relative to insurance rates. Enforcement will be handled by DC Health and the Office of the Attorney General to ensure compliance with these debt mitigation measures.
Topics
✓ HealthcareSupports HealthcareBill prohibits medical debt reporting to credit bureaus, bans garnishments/lien, mandates payment plans for low-income patients, directly protecting patients and improving healthcare access.
✓ Labor & EmploymentSupports Labor & EmploymentBans wage garnishments for medical debt, protecting workers' income stability and credit access - directly aligns with worker protection indicators.




