Short-Term Disability Insurance Benefit Protection Clarification Emergency Declaration Resolution of 2026

This resolution prevents private short-term disability insurers from reducing benefits based on District workers' Universal Paid Leave (UPL) benefits, regardless of where the insurance policy was issued. It directly affects District workers who use both the public UPL program (which provides partial wage replacement for parental, medical, or family leave) and private short-term disability insurance. The key mechanism extends an existing anti-offsetting rule to apply to all insurance policies covering District workers, not just those written in D.C., ensuring insurers cannot automatically reduce payments due to UPL eligibility. This clarifies that UPL benefits should not diminish workers' access to private short-term disability coverage, as both programs have separate funding and purposes.