Short-Term Disability Insurance Benefit Protection Clarification Temporary Amendment Act of 2026

This bill prohibits private short-term disability insurance providers from reducing benefits based on District of Columbia paid leave benefits, regardless of where the insurance policy was issued. It directly affects workers who receive both private short-term disability coverage and District-paid leave benefits, as well as the insurance companies providing those policies. The key provision amends two existing laws to make it illegal for insurers to offset or reduce benefits due to District benefits, applying uniformly across all jurisdictions. The amendment is temporary, expiring 225 days after enactment.