Short-Term Disability Insurance Benefit Protection Clarification Temporary Amendment Act of 2025

This bill temporarily prohibits private short-term disability insurance providers in Washington, D.C., from reducing an individual's benefits based on actual or estimated paid leave benefits received from the District's Universal Paid Leave program. It amends two existing laws to ensure insurers cannot offset or reduce benefits due to District paid leave, regardless of where the insurance policy was issued or written. The prohibition applies to eligible District residents using both private disability insurance and the Universal Paid Leave program, taking effect on May 1, 2025, for a 225-day period.