AN ACT TO AMEND TITLE 11 OF THE DELAWARE CODE RELATING TO INSURANCE FRAUD.
Summary
This bill adds a new crime of application insurance fraud under the criminal code to include fraudulent statements submitted in support of an application to obtain or renew insurance or made for purposes of obtaining a commission or other payment from an insurer. This bill makes application-related insurance fraud a class A misdemeanor unless the benefits wrongfully obtained or sought to be obtained is at least $1,000, in which case application insurance fraud is a class G felony.
Bill status
signed
all 5 stages cleared
Introduction
Jan 2025
Committee Review
Jun 2026
Senate Passage
Jun 2026
House Passage
Jun 2026
Signed into Law
Jun 2026
Introduced Jan 16, 2025
Signed Jun 24, 2026
Maddy AI version diff · 1 comparison
What changed between versions
SA 1 to SB 45
→
Bill Text
·
2 edits
MINOR
The final bill text of SB 45 rejected the Senate Amendment No. 1 that would have raised the felony threshold for application insurance fraud from $1,000 to $1,500. The enacted bill keeps the original $1,000 threshold, meaning a person committing application insurance fraud with benefits sought or obtained of at least $1,000 faces a class G felony charge rather than the higher $1,500 threshold proposed by the amendment.
Scope change
The scope of the felony threshold was narrowed back from the proposed $1,500 to the original $1,000, meaning more cases of application insurance fraud will qualify as class G felonies rather than class A misdemeanors compared to what the amendment would have allowed.
REQUIREMENT
The aggregate value threshold for application insurance fraud to be classified as a class G felony remains at $1,000 in the final bill text, rejecting the Senate Amendment No. 1 proposal to raise it to $1,500.
SCOPE
Co-sponsors were added to the bill: Rep. Bush, Sens. Poore, Walsh, Wilson, and Reps. Berry, Carson, D. Short, Snyder-Hall, indicating broader legislative support for the final version.
Floor votes · Senate Jun 10, 2026 · House Jun 18, 2026
How they voted
20–0
Passed · 1 other
Total votes 21
Jun 10, 2026
D
Democratic15
93% Yea
R
Republican6
100% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
9
Key actions
6
Committee
2
Amendments
2
Jun 24, 2026
Signed into law
Signed by Governor
executive
Jun 18, 2026
Lower · Passed
Passed By House. Votes: 41 YES
lower
Jun 16, 2026
Lower · Passed
Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 11 On Its Merits
lower
Jun 11, 2026
Introduced
Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
lower
Jun 10, 2026
Upper · Passed
Passed By Senate. Votes: 20 YES 1 ABSENT
upper
Jun 10, 2026
Upper · Passed
Amendment SA 1 to SB 45 - Passed By Senate. Votes: 19 YES 2 ABSENT
upper
Apr 9, 2025
Introduced
Amendment SA 1 to SB 45 - Introduced and Placed With Bill
upper
Mar 19, 2025
Upper · Passed
Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 1 Favorable, 5 On Its Merits
upper
Jan 16, 2025
Introduced
Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate
upper
9 primary · 0 co-sponsors
Sponsors
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