HB 467 Delaware House · 153rd General Assembly (2025-2026)

AN ACT TO AMEND TITLE 25 OF THE DELAWARE CODE RELATING TO RENTERS INSURANCE.

Summary
This Act provides that a landlord may not require a tenant to use a particular renters insurance company as long as the tenant maintains renters insurance according to the terms of the rental agreement.
Bill status passed 3 of 5 stages cleared
Introduction
Jun 2026
Committee Review
Jun 2026
House Passage
Jun 2026
Senate Passage
Governor
Introduced Jun 9, 2026 Last action Jun 18, 2026
Maddy AI version diff · 1 comparison

What changed between versions

HA 1 to HB 467 Bill Text · 4 edits
MODERATE
The final enacted version of HB 467 removed a provision that would have allowed landlords to force tenants into a specific insurer or provider affiliated with the landlord when a tenant failed to maintain required renters insurance. Instead, the final bill creates a clear prohibition on requiring any specific insurer, while permitting landlords to set coverage requirements that any Delaware-authorized insurer can satisfy.
SCOPE

Removed the provision allowing a landlord to initiate coverage from a specific insurer or provider designated or affiliated with the landlord when a tenant failed to maintain required renters insurance. This was the key addition in House Amendment No. 1 that did not survive to the final bill.

The bill's overall purpose shifted from granting landlords a limited right to force tenants into affiliated insurance providers to protecting tenants' freedom to choose their own insurer while still allowing landlords to set minimum coverage standards.

REQUIREMENT

Added Section (a) explicitly prohibiting landlords from requiring tenants to obtain renters insurance from a specific insurer or through a specific provider designated or affiliated with the landlord.

ELIGIBILITY

Added Section (c) establishing that any tenant who maintains coverage through any insurer authorized to do business in Delaware and meets the lease coverage requirements is deemed compliant, regardless of which insurer they use.

Floor votes · House Jun 18, 2026

How they voted

390
Passed · 2 other
Total votes 41
Jun 18, 2026
D Democratic27
27 Yea
100% Yea
R Republican14
12 Yea 2
85% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
6
Key actions
3
Committee
1
Amendments
2
Jun 18, 2026
Introduced
Assigned to Banking, Business, Insurance & Technology Committee in Senate
upper
Jun 18, 2026
Lower · Passed
Passed By House. Votes: 39 YES 2 ABSENT
lower
Jun 18, 2026
Lower · Passed
Amendment HA 1 to HB 467 - Passed In House by Voice Vote
lower
Jun 17, 2026
Introduced
Amendment HA 1 to HB 467 - Introduced and Placed With Bill
lower
Jun 16, 2026
Lower · Passed
Reported Out of Committee (Housing) in House with 3 Favorable, 6 On Its Merits
lower
Jun 9, 2026
Introduced
Introduced and Assigned to Housing Committee in House
lower
3 primary · 0 co-sponsors

Sponsors