AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNDERINSURANCE MOTORIST COVERAGE.

This Act eliminates the need to file a lawsuit against a person, who has caused injury with the person's vehicle, when that person's liability insurer has offered the limits of liability coverage to the injured person and the injured person’s underinsured motorist insurer either consents to the settlement or fails to timely reply to the request for permission to settle. The goal of this Act is to have fewer lawsuits filed merely to obtain permission to accept liability insurers' offer to settle a claim. This Act is not intended to require any person to seek permission from an underinsured motorist insurer to resolve a bodily injury claim.