Sen. Rick Lopes

Maddy summaryThis bill establishes new consumer protections for long-term care insurance policies in Connecticut, affecting insurance companies, policyholders, and state agencies. It requires the Office of Policy and Management to create an outreach program educating consumers about long-term care options, financing, and asset protection rules. The bill mandates that insurance policies must offer home and community-based services, include inflation protection, and cannot tie executive compensation to rate increases. Additionally, insurers must maintain a minimum 60% loss ratio, and any premium increases of 20% or more must be spread over at least three years.

Maddy summaryThis bill updates how the Connecticut Department of Developmental Services handles abuse and neglect investigations by changing who can access investigation reports and requiring more frequent public reporting. It restricts access to original abuse reports and investigator findings, allowing them to be shared with parents or legal representatives of victims unless they are suspected of being the perpetrator or living with one. The bill also mandates quarterly reports on investigation statistics, including complaint numbers, investigation outcomes, and response times, which must be posted online and submitted to state committees. Additionally, it requires the department to review and update its investigation policies every quarter and improve background check procedures for staff and service providers.

Maddy summarySB 9 provides a tax credit for Connecticut businesses with 100 or more employees in federally designated "severe nonattainment" air quality areas (as defined by the Clean Air Act). The credit covers 50% of eligible spending on commuting programs that reduce single-occupancy vehicle trips, including public transportation, carpooling, or microtransit services, up to $250 per employee annually, with a total annual cap of $1.5 million. Businesses must submit a plan to the state transportation department detailing how they will implement these programs to qualify for the credit.

Maddy summarySB 4 establishes a data broker registration system in Connecticut, requiring businesses that sell or license personal data to register with the Department of Consumer Protection by October 1, 2026. It directly affects data brokers (businesses collecting and selling personal data) and Connecticut consumers, who gain new rights to request data deletion. Key provisions include mandatory $600 annual registration fees, a requirement for data brokers to provide an "accessible deletion mechanism" for consumer requests, and definitions clarifying terms like "brokered personal data." The law aims to increase transparency and control over personal data handling while imposing specific compliance obligations on data brokers.

Maddy summarySB 5 (AN ACT CONCERNING ONLINE SAFETY) requires subscription-based AI providers (e.g., companies offering AI tools via paid plans) to give consumers clear, written disclosures about subscription terms before signing or renewing. This includes detailing any usage limits, such as restrictions based on user behavior or changes to prior terms. The bill also establishes new safety rules for "frontier developers" of advanced AI systems ("foundation models"), defining "catastrophic risk" as scenarios where AI could cause mass harm (e.g., aiding weapon creation or severe physical injury) and mandating risk assessments by covered employees. It does not ban specific AI uses but sets transparency and safety protocols for high-risk systems. The law takes effect October 1, 2026.

Maddy summaryThis bill removes sales tax on clothing under $100, school supplies, and appliances, and eliminates a 1% tax on meals sold by grocery stores. It creates new tax credits for homeowners (increasing the existing credit), caregivers of elderly or disabled family members, and renters earning $75,000 or less for primary residence costs. These changes directly lower tax burdens for Connecticut residents, particularly lower- and middle-income households. The bill modifies sales tax rules and expands income tax credits to improve affordability.

Maddy summaryHB 5127 prohibits healthcare and veterinary providers in Connecticut from promoting or facilitating medical credit cards to patients. Specifically, it bans providers from advertising these cards using their name/logo, receiving financial incentives for doing so, helping patients apply for them, or charging medical credit cards for services before they’re provided or for add-on products without written consent. The law also prevents providers from charging medical credit cards for services that are covered by insurance (like HUSKY Health) unless the patient has declined coverage. These provisions take effect on January 1, 2027, directly affecting providers who previously offered or promoted such credit options.

Maddy summarySB 6 establishes a $600 annual tax credit per dependent child for eligible taxpayers with up to three children, phased out for higher-income households (e.g., $100k+ for single filers). It mandates all public school districts to provide free breakfast and lunch to every student in the 2027 fiscal year, funded by state grants. The bill also prohibits certain convicted individuals (e.g., for specific sex offenses) from sharing a home with a minor child unless they are the biological or adoptive parent, with exceptions for finalized adoptions. Additionally, it requires correctional facilities to notify child welfare agencies when such individuals are released, triggering case reviews for children under protective services.

Maddy summaryThis bill requires employers in Connecticut to inform job applicants and employees when automated systems are used to make employment decisions, such as hiring, firing, or performance evaluations. Companies deploying these systems must disclose what personal data is being collected, how long it will be kept, who will access it, and provide options for applicants to opt out of data processing. The law also mandates that employees receive written notice before any employment decision is made, explaining the purpose of the automated system and the nature of the decision being made. Developers of these systems must provide necessary information to employers to ensure compliance, unless they have a contract assuming those responsibilities. The protections apply to various automated processes including resume screening, online interview analysis, and predictive assessments used in workplace decisions.