Rep. Ron Napoli

Maddy summaryThis bill establishes new consumer protections for long-term care insurance policies in Connecticut, affecting insurance companies, policyholders, and state agencies. It requires the Office of Policy and Management to create an outreach program educating consumers about long-term care options, financing, and asset protection rules. The bill mandates that insurance policies must offer home and community-based services, include inflation protection, and cannot tie executive compensation to rate increases. Additionally, insurers must maintain a minimum 60% loss ratio, and any premium increases of 20% or more must be spread over at least three years.

Maddy summaryHB 5265 requires common interest communities (like homeowner associations) to allow financial audits under specific conditions. It permits groups owning at least 20% of voting rights to petition a court for an audit if they provide a certified public accountant's opinion indicating potential financial fraud, along with proof of ownership and confirmation no recent audit occurred. The petitioning group must cover all audit costs, though the association may charge a reasonable fee for providing records. The bill also updates property disclosure forms to include new questions about flood zones, historic districts, HOA dues, and reserve funds for buyers. These changes take effect October 1, 2026.

Maddy summaryHB 5406 establishes a new ribbon and medal to honor Connecticut veterans and reserve members who served during wartime while residing in the state or being domiciled there at the time of the award. It creates eligibility for veterans called to active duty in wartime or reserve members serving during wartime, with awards potentially given posthumously to those who died after November 12, 1918. The Commissioner of Veterans Affairs and Adjutant General will administer the award process, including designing the ribbon/medal and distributing it using existing military funds. This bill amends Connecticut General Statute §27-73e to implement the honorific award, with no financial or benefit changes beyond the ceremonial recognition.

Maddy summaryThis bill removes sales tax on clothing under $100, school supplies, and appliances, and eliminates a 1% tax on meals sold by grocery stores. It creates new tax credits for homeowners (increasing the existing credit), caregivers of elderly or disabled family members, and renters earning $75,000 or less for primary residence costs. These changes directly lower tax burdens for Connecticut residents, particularly lower- and middle-income households. The bill modifies sales tax rules and expands income tax credits to improve affordability.

Maddy summaryHB 5143 requires homemaker-companion agencies to provide mandatory training to their employees. New employees must complete 10 hours of initial training within 90 days of hire, covering topics like CPR, safety, abuse reporting, and dementia care. Existing employees must complete 10 hours of annual continuing education from a state-approved training list, and agencies must maintain records of all training for state review. This bill directly affects homemaker-companion agencies and their staff, aiming to improve service quality and client safety through standardized training.

Maddy summaryHB 5141 requires assisted living services agencies in managed residential communities to provide annual training to all their employees about residents' fear of retaliation. The training must cover residents' rights to file complaints, examples of potential retaliation, and ways to prevent it. This law, effective October 1, 2026, applies specifically to licensed agencies providing assisted living services and does not require training to be conducted by social workers.

Maddy summaryHB 5039 requires state agencies to provide greater transparency and oversight when distributing funds specifically directed by the legislature to particular organizations (not state agencies, disaster relief, competitive grants, or bond funds). It mandates that recipients prove financial responsibility and secure written approval from agencies before sharing funds with subrecipients. State agencies must submit annual reports on fund usage by November 1, and the state will publish a public database of all such funds by January 1. This bill directly affects state agencies managing these funds and the organizations receiving them, focusing on accountability through reporting and public access.

Maddy summaryThis bill requires healthcare facilities and schools to cover medical costs and pay full salary for staff injured during work-related assaults or aggressive incidents. It creates a system for reporting patient violence in digital health records (with patient appeal options) and ensures absences due to such incidents don’t count against paid leave. Directly affects healthcare workers, teachers, and school staff who face workplace violence while performing job duties.

Maddy summaryHB 5211 requires providers offering sales-based commercial financing (repayments tied to a business's sales/revenue) to disclose four specific details to recipients: the total financing amount, disbursement amount (excluding finance charges), finance charge, and an estimated annual percentage rate (APR) based on projected sales. This applies to financing under $250,000 not intended for personal use, directly affecting small businesses and the providers (like brokers or non-bank lenders) offering this financing. The APR must be calculated using either historical sales data or an opt-in method, with providers notifying the Banking Commissioner of their chosen method. Banks, credit unions, and certain large lenders are exempt from these requirements. The bill takes effect October 1, 2026.

Maddy summaryThis bill requires employers in Connecticut to inform job applicants and employees when automated systems are used to make employment decisions, such as hiring, firing, or performance evaluations. Companies deploying these systems must disclose what personal data is being collected, how long it will be kept, who will access it, and provide options for applicants to opt out of data processing. The law also mandates that employees receive written notice before any employment decision is made, explaining the purpose of the automated system and the nature of the decision being made. Developers of these systems must provide necessary information to employers to ensure compliance, unless they have a contract assuming those responsibilities. The protections apply to various automated processes including resume screening, online interview analysis, and predictive assessments used in workplace decisions.