AN ACT REQUIRING INSURANCE COVERAGE FOR SCALP COOLING.

SB 88 requires health insurance policies covering chemotherapy to also cover scalp cooling systems, which prevent hair loss during cancer treatment. It applies to individual and group health insurance plans issued in the state on or after January 1, 2027, directly affecting cancer patients receiving chemotherapy and insurers. The bill mandates that coverage for scalp cooling must be at least as comprehensive as Medicare’s coverage, prohibiting stricter copayments, deductibles, or coinsurance than for other covered benefits. Insurers may still require prior authorization for scalp cooling, but only under the same conditions applied to other covered treatments.