AN ACT REQUIRING UNINSURED AND UNDERINSURED MOTORIST COVERAGE FOR DEPARTMENT OF TRANSPORTATION EMPLOYEES.

HB 5278 requires the state to add uninsured and underinsured motorist coverage (minimum $1 million for bodily injury or death) to the State Fleet Insurance Policy for Department of Transportation employees. This coverage specifically protects DOT workers who are outside vehicles during job duties and are injured by drivers without insurance or insufficient coverage. The policy change must be implemented by July 1, 2027, and applies only to these state employees, not the general public. The bill takes effect on October 1, 2026.