AN ACT CONCERNING PRIOR AUTHORIZATIONS WHEN AN INSURED OBTAINS NEW HEALTH INSURANCE COVERAGE.

SB 680 prevents health insurers from demanding new prior authorizations for medical services when a person switches to a new health plan within the same year. It specifically prohibits insurers from requiring approval for services that the individual already received prior authorization for from their previous insurer during that year. This applies directly to insured individuals who change health insurance providers, such as when starting a new job or switching plans. The law eliminates redundant administrative hurdles for covered healthcare services already approved under the prior policy. It creates a clear rule to streamline access to necessary care without repeating authorization processes.