AN ACT CONCERNING MOTOR VEHICLE PROTECTION PRODUCTS.
SB 1425 standardizes terms for motor vehicle protection products like extended warranties. It requires providers to clearly explain coverage details - including what’s included (e.g., tire repairs from potholes, windshield chips, key replacements, and lease-end damage coverage), exclusions, duration, and transfer rules - before sale. The law applies to consumers purchasing these products and the companies offering them, effective October 1, 2025. It does not cover portable electronics insurance or apply to manufacturers directly providing service.
Bill status
in committee
1 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Floor Vote
Governor
Introduced Feb 27, 2025
Last action Apr 2, 2025
Maddy AI version diff · 1 comparison
What changed between versions
Raised Bill
→
INS Joint Favorable Substitute
·
3 edits
MINOR
The bill was converted from a Raised Bill to a Substitute Bill with minor formatting adjustments and substantive additions to the extended warranty definitions and disclosure requirements. The changes clarify what services are covered under extended warranties, including paintless dent removal and windshield repair, while adding new disclosure requirements for warranty providers to describe their services and obligations more clearly.
Scope change
The bill's scope remains focused on extended warranty regulations, but the definition of covered services was expanded to explicitly include paintless dent removal and windshield repair.
DEFINITION
The definition of 'extended warranty' was modified to explicitly include paintless dent removal without paint or panel replacement, and windshield repair or replacement due to road hazards.
REQUIREMENT
New disclosure requirements were added requiring warranty providers to describe the services they will supply under the warranty and clarify buyer obligations and consequences of noncompliance.
TECHNICAL
Minor formatting changes were made to the bill numbering and page references as it transitioned from Raised Bill to Substitute Bill format.
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
9
Key actions
1
Committee
2
Mar 13, 2025
Upper · Passed
Joint Favorable Substitute
upper
Feb 27, 2025
Committee
REF. TO JOINT COMM. ON Insurance and Real Estate
upper
0 primary · 0 co-sponsors
Sponsors
No sponsor information available.
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