AN ACT REQUIRING HEALTH INSURANCE COVERAGE FOR RECONSTRUCTIVE SURGERY FOLLOWING MELANOMA SURGERY ON THE FACE.

SB 1099 requires health insurance plans to cover reconstructive surgery after melanoma removal on the face. It directly affects patients who undergo facial melanoma surgery and need follow-up procedures to correct disfigurement, restore facial symmetry, or address functional issues. The bill mandates that all individual and group health insurance policies include coverage for these specific surgical procedures, as defined in the legislation. This policy change ensures insurers must provide this care, rather than leaving coverage decisions to the patient or physician.