AN ACT CONCERNING NOTICE OF TERMINATION FOR HOMEOWNERS AND AUTOMOBILE INSURANCE POLICIES.

HB 6815 requires homeowners and automobile insurance companies to send written termination notices via certified mail to policyholders before ending their coverage. This bill directly affects all policyholders whose insurance is being terminated, ensuring they receive formal written notice of the termination decision. The key mechanism is mandating certified mail delivery for all termination notices, replacing less reliable methods like email or standard mail. The bill focuses solely on the notice process, not on changing insurance terms or coverage eligibility.