AN ACT CONCERNING MENTAL HEALTH AND SUBSTANCE USE PARITY, COMPLIANCE AND TRANSPARENCY.

HB 6145 requires health insurance companies to annually certify compliance with state and federal laws ensuring mental health and substance use disorder benefits are covered equally to physical health care. It repeals rules that previously kept insurer names confidential in compliance filings, increasing transparency. The bill creates a new state fund (the "parity advancement account") to support enforcement and public education about parity rights, and authorizes the Insurance Commissioner to impose civil penalties on companies violating these laws. This directly affects insurance providers and their customers seeking mental health or substance use treatment.