AN ACT CONCERNING HEALTH INSURANCE COVERAGE FOR OUT-OF-NETWORK GROUND TRANSPORT AMBULANCE CHARGES.

HB 6142 requires health insurance carriers in Connecticut to cover out-of-network ground ambulance transport charges that are not already covered under federal law. It directly affects patients who receive ambulance services from providers outside their insurance network, preventing unexpected bills for these emergency transports. The bill amends state statutes to fill gaps left by the federal No Surprises Act, ensuring insurers must cover these specific ambulance charges. This creates a clear mandate for insurers to pay for such services without requiring patient cost-sharing. The policy change specifically targets ambulance transport, not other out-of-network medical services.