AN ACT REQUIRING CANCELLATION NOTICES OF PROPERTY OR CASUALTY INSURANCE COVERAGE FOR SENIORS.

HB 6138 requires property and casualty insurance companies to send written notice to seniors (65+ years old) or their authorized representatives when their insurance coverage is at risk of cancellation or has been canceled. This bill directly affects older policyholders and their designated representatives by mandating clear, written communication about coverage changes. The key provision is the written notice requirement, which must be provided before or when cancellation occurs, ensuring seniors have timely information. It does not change insurance cancellation policies or standards, only adding a notification step for this specific group.