AN ACT PROHIBITING HEALTH INSURERS FROM USING ARTIFICIAL INTELLIGENCE AS THE PRIMARY METHOD TO DENY HEALTH INSURANCE CLAIMS.

HB 5587 prohibits health insurers from using artificial intelligence as the primary method to deny health insurance claims. It directly affects health insurers by requiring them to rely on other methods - not AI - as the main basis for claim denials. The bill’s key provision amends state law to explicitly ban AI as the primary decision tool for claim denials, without specifying alternative processes. This is a direct policy change limiting how insurers evaluate claims, focusing on the prohibition itself rather than broader implications.