AN ACT REQUIRING HEALTH INSURANCE COVERAGE FOR RECONSTRUCTIVE SURGERY FOLLOWING MELANOMA SURGERY ON THE FACE.

HB 5327 requires all individual and group health insurance plans to cover reconstructive surgery after melanoma removal on the face. This directly affects patients who undergo facial melanoma surgery and need procedures to correct disfigurement, restore facial symmetry, or address functional issues caused by the cancer treatment. The bill mandates that insurance policies include coverage for these specific reconstructive procedures, as defined in the legislation, without requiring additional patient authorization or cost-sharing. This policy change ensures that covered individuals can access necessary follow-up care without facing unexpected out-of-pocket costs for facial reconstruction.