HB 25-1322 Colorado House · 2025 Regular Session

Enforce Insurer Compliance Requests Insurance Policy

Summary
The act modifies current law regarding the process by which a policyholder may request a certified copy of their insurance policy (policy) from a homeowners insurance carrier (carrier) and the carrier's duty to comply. The act clarifies that such a request must be in written form and received by the carrier's registered agent (agent) and that the carrier's window of time to make the policy available begins when the agent receives the request. The act also imposes a penalty against a carrier that fails to comply with a policyholder's request for a certified copy of their policy in the amount of $50 per day and authorizes the award of attorney fees and costs for a policyholder's enforcement of the requirement. (Note: This summary applies to this bill as enacted.)
Bill status signed all 5 stages cleared
Introduction
Apr 2025
Committee Review
May 2025
House Passage
Apr 2025
Senate Passage
May 2025
Signed into Law
Jun 2025
Introduced Apr 4, 2025 Signed Jun 3, 2025
Maddy AI version diff · 5 comparisons

What changed between versions

Rerevised (05/06/2025) Revised (05/05/2025) · 3 edits
MINOR
The bill version changed from 'Rerevised' to 'Revised' with updated Senate sponsorship information. The Senate sponsors list was reformatted with line breaks but no new sponsors were added. The reading status changed from '3rd Reading Unamended' to 'Revised' indicating the bill is no longer in its final unamended reading stage.
TECHNICAL

Removed '3rd Reading Unamended' header indicating the bill's previous status

Added 'Revised' header indicating updated version with amendments adopted on second reading

Reformatted Senate sponsors list with line breaks for clarity

Floor votes · Senate May 6, 2025 · House Apr 25, 2025

How they voted

2311
Passed
Total votes 34
May 6, 2025
D Democratic22
22 Yea
100% Yea
R Republican12
1 Yea 11 Nay
91% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
14
Key actions
5
Committee
2
Jun 3, 2025
Signed into law
Governor Signed
executive
May 6, 2025
Upper · Passed
Senate Third Reading Passed - No Amendments
upper
May 5, 2025
Upper · Passed
Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole
upper
Apr 28, 2025
Introduced
Introduced In Senate - Assigned to Judiciary
upper
Apr 25, 2025
Lower · Passed
House Third Reading Passed - No Amendments
lower
Apr 15, 2025
Lower · Passed
House Committee on Judiciary Refer Amended to House Committee of the Whole
lower
Apr 4, 2025
Introduced
Introduced In House - Assigned to Judiciary
lower
4 primary · 10 co-sponsors

Sponsors