unfair claims settlement practices; chiropractic
SB 1554 requires Arizona insurers to pay for reasonable and necessary chiropractic services equally to other physicians, prohibiting discriminatory payment practices. It directly affects chiropractors (who provide these services) and insurers (who must cover them without bias). The key provision amends Arizona law to mandate coverage for chiropractic care within the physician's scope, regardless of how the condition or service is described. This ensures chiropractors receive the same payment treatment as other healthcare providers for covered services.
Bill status
passed
3 of 5 stages cleared
Introduction
Feb 2026
Committee Review
Senate Passage
Mar 2026
House Passage
Governor
Introduced Feb 3, 2026
Last action Mar 18, 2026
Maddy AI version diff · 1 comparison
What changed between versions
Introduced Version
→
Senate Engrossed Version (03/02/2026)
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4 edits
·
Mar 2, 2026
MODERATE
The bill was renumbered and its title was updated to include 'imaging' alongside chiropractic care. The substantive text was completely replaced, shifting the focus from regulating unfair insurance claims settlement practices to defining the specific scope of practice for doctors of chiropractic. The new version explicitly permits chiropractors to perform diagnostic imaging and limited laboratory procedures (such as urine collection and finger pricks) to determine care plans or refer patients, while maintaining prohibitions on prescribing medicine, performing surgery, or practicing obstetrics.
Scope change
The bill's scope changed from regulating insurance company conduct regarding claims to defining the legal boundaries of what chiropractors are allowed to do in a clinical setting.
SCOPE
The bill's subject matter was entirely replaced, moving from insurance claims settlement rules to chiropractic practice limitations.
DEFINITION
New language explicitly defines the scope of chiropractic practice to include diagnostic imaging and limited laboratory procedures like nasal swabs and finger pricks.
REQUIREMENT
All previous provisions regarding insurance unfair claims practices, including rules on claim investigations and settlement offers, were removed.
New restrictions were added clarifying that chiropractors cannot prescribe or administer medicine, perform surgery, or practice obstetrics.
Floor votes
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
9
Key actions
3
Committee
0
Amendments
2
Mar 2, 2026
Upper · Passed
PASSED
upper
Feb 26, 2026
Upper · Passed
DPA
upper
Feb 16, 2026
Upper · Passed
DPA
upper
1 primary · 1 co-sponsor
Sponsors
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