SB 1432 Arizona Senate · 57th Legislature - Second Regular Session

central bank digital currency; ban

Arizona's SB 1432 prohibits the use of federally issued central bank digital currency (CBDC) as legal tender within the state. It bans CBDC for all contracts, payments, and transactions, including escrow disbursements and distributed ledger technology transfers. The bill amends definitions to explicitly exclude federal digital currency from "legal tender" and requires all transactions to use traditional money or dollar-backed digital assets. This applies to all businesses, individuals, and contracts conducted within Arizona.

Issues: ✗ Technology

Bill status passed 3 of 5 stages cleared

Introduction

Jan 2026

Committee Review

Mar 2026

Senate Passage

Feb 2026

House Passage

Governor

Introduced Jan 27, 2026 Last action Mar 30, 2026

Maddy AI version diff · 1 comparison

What changed between versions

Introduced Version → Senate Engrossed Version (02/25/2026) · 4 edits · Feb 25, 2026

MODERATE

The bill was reformatted from an introduced draft to a Senate Engrossed version, adding standard legislative headers and correcting formatting errors. The core policy text banning central bank digital currency and defining legal tender remains substantively unchanged, with minor technical adjustments to section numbering and spacing.

Scope change

The scope and applicability of the bill remain unchanged; the substantive provisions regarding the ban on central bank digital currency and escrow regulations are identical to the introduced version.

TECHNICAL

Added official Senate Engrossed headers, including the bill number (SB 1432), session details (57th Legislature, 2nd Regular Session, 2026), and the act title.

Corrected inconsistent spacing and line breaks throughout the document to match standard legislative formatting.

Adjusted section numbering and paragraph labels (e.g., changing 'C. D.' to 'C.' and renumbering subsections) to ensure logical flow.

Standardized the capitalization of terms like 'United States' and 'Constitution' in the definitions sections.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 24, 2026

Lower · Passed

lower

Feb 25, 2026

Upper · Passed

PASSED

upper

Feb 25, 2026

Upper · Passed

upper

Feb 4, 2026

Upper · Passed

upper

1 primary · 0 co-sponsors