health insurance; fertility preservation; coverage
SB 1347 requires Arizona health insurance providers (including hospital service corporations, health care organizations, and disability insurers) to cover fertility preservation services for cancer patients of reproductive age whose medically necessary treatment may cause infertility, effective January 1, 2027. Insurers cannot require preauthorization for these services and must apply standard deductibles, copayments, and coverage limits. Religious employers may request exemptions if coverage conflicts with their beliefs, but must provide written notice to subscribers. The law does not prevent individuals from purchasing supplemental insurance for these services.
Bill status
passed
3 of 5 stages cleared
Introduction
Jan 2026
Committee Review
Mar 2026
Senate Passage
Mar 2026
House Passage
Governor
Introduced Jan 26, 2026
Last action Mar 16, 2026
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What changed between versions
Introduced Version
→
Senate Engrossed Version (03/02/2026)
·
5 edits
·
Mar 2, 2026
MODERATE
The bill was significantly strengthened to mandate fertility preservation coverage for a wider range of conditions (now including sickle cell disease and lupus, not just cancer) and for more types of insurance providers (disability insurers included). It also added strict timelines for insurers to approve requests within 72 hours and expanded the definition of religious employers to include many for-profit entities, while clarifying that coverage must include at least three years of storage.
Scope change
The bill now applies to hospital service corporations, medical service corporations, health care services organizations, disability insurers, and group or blanket disability insurers, whereas the original version only covered hospital and medical service corporations.
ELIGIBILITY
Expanded eligibility for coverage to include individuals diagnosed with sickle cell disease or lupus in addition to cancer.
REQUIREMENT
Added a mandatory requirement for insurers to process prior authorization requests as urgent and respond within 72 hours.
Clarified that coverage must include at least three plan years of storage and that insurers are not responsible for storage if a subscriber changes plans during that period.
DEFINITION
Broadened the definition of 'religious employer' to include nonprofit organizations, closely held for-profit entities, and other for-profit entities, not just churches and tax-exempt organizations.
SCOPE
Extended the bill's requirements to include disability insurers and group or blanket disability insurers.
Floor votes · Senate Mar 2, 2026
How they voted
27–2
Passed · 1 other
Total votes 30
Mar 2, 2026
D
Democratic13
92% Yea
R
Republican17
88% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
9
Key actions
4
Committee
1
Amendments
2
Mar 16, 2026
Lower · Passed
DP
lower
Mar 2, 2026
Upper · Passed
PASSED
upper
Mar 2, 2026
Upper · Passed
DPA
upper
Feb 16, 2026
Upper · Passed
DPA
upper
1 primary · 1 co-sponsor
Sponsors
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