health insurance; coverage; prosthetic device

HB 2899 requires most health and disability insurers in Arizona to cover prosthetic devices starting January 1, 2027. It mandates coverage for devices meeting a patient’s medical needs (as determined by their doctor) and additional devices needed for specific recreational activities like running, swimming, skiing, and team sports. The law applies to hospital service corporations, medical service corporations, health care services organizations, and disability insurers. It does not change existing coverage for basic medical needs but expands requirements to include recreational use. This affects all Arizona residents with qualifying insurance policies who need prosthetic devices.