insurance; prosthetics; orthotics; reporting requirements

HB 2333 requires Arizona health insurance plans (for hospital service corporations and health care services organizations) to cover prosthetic and orthotic devices at a minimum level equivalent to Medicare Part B coverage, effective January 1, 2027. The bill mandates coverage for device purchase, fitting, repair, replacement, necessary materials, and rehabilitation services to enable activities of daily living, job-related tasks, and physical activities like swimming or strength training. It directly affects individuals with limb loss, limb difference, or mobility impairments who rely on these devices, while prohibiting insurers from denying coverage based on disability or imposing stricter cost-sharing for these devices than for other medical services. Insurers must also provide annual reports detailing necessary care for people with mobility impairments, starting in 2028.