dental or optometric services; contracts

HB 2272 requires insurance contracts covering dental or optometric services to explicitly state that the insurer will pay for these services provided by licensed dentists or optometrists. This applies directly to insurance companies writing such contracts and affects policyholders seeking dental or vision care. The bill mandates that contracts for these services must clearly outline covered benefits and be structured to honor the full terms of the agreement without ambiguity. It ensures subscribers receive predictable coverage for routine dental and optometric care under their insurance plans.